Fixed annual rate of 20% applies. The same is true to overdue rate. Monthly rate is 1.67%.
Interest is calculated at the annual rate, the monthly rate is for reference only.
Whenever you want, you may make interim repayment and may not pay any separate surcharge at all. You only have to pay interest accrued over the borrowing period of time.
The Company values our clients’ privacy and complies with privacy provisions of the Act on Promotion of Information and Communications Network Utilization and privacy law enacted by the Ministry of Information and Communication.